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Roth conversions are often used as a retirement tax planning tool. They offer the opportunity to pay taxes now — often at a lower rate — in exchange for tax-free withdrawals later in life. In this post, we’ll walk through…
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A Beginner’s Guide to Investment Account Types
When it comes to investing, choosing the right type of account is just as important as choosing what to invest in. Investment accounts come in several forms, each with its own rules, tax implications, and best-use scenarios. Whether you’re saving…
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Healthcare costs: IRMAA premiums
If you’re enrolled in Medicare, you may have encountered the term IRMAA – the Income-Related Monthly Adjustment Amount. This additional premium can significantly impact your Medicare costs, but understanding how it works and knowing about potential discounts can help you…
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Healthcare costs: ACA subsidies
The Affordable Care Act (ACA) provides health insurance subsidies to help lower-income individuals and families afford coverage. These subsidies are determined based on a taxpayer’s income and the cost of health plans available in their area. Understanding how ACA subsidies…
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Understanding the Child Tax Credit and Other Dependent Credit
Navigating the tax system can be complex, but understanding tax credits like the Child Tax Credit (CTC) and the Other Dependents Credit (ODC) can significantly impact your tax bill. This post clarifies these credits, detailing who qualifies and how they…
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Decoding your W2: a guide to understanding your wage and tax statement
The W-2 form – is a document we are likely to see at least once a year, but do you truly understand what it all means? This seemingly simple form is a crucial record of your earnings and taxes withheld…
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How to choose the right Tax Filling Status
As the tax season approaches, it’s essential to understand the different filing statuses available to you and how they can impact your tax liability. In this article, we’ll break down the five filing statuses: single, married filing jointly, married filing…
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Smart Tax Planning: how our “Income Tax Calculator” can help (01/25 release)
Introduction: Tax planning is a critical part of financial success. Whether you’re working, investing, or preparing for retirement, understanding how taxes impact your income is essential. Princeton Asset’s Income Tax Calculator is designed to help users gain deep insights into…
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United States: a brief capital gains tax history
Introduction: Capital gains taxes, a subject of much debate and often misunderstood, have a long and complex history in the United States. Far from being a static concept, the way we tax profits from investments has changed dramatically over the…
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